Workers' Compensation
Required in California from your very first employee.
Not sure if this is the right fit? We'll review your operation and quote it — no obligation.
California Labor Code section 3700 requires nearly every employer with employees to carry workers' compensation. It pays medical care and wage replacement for job-related injury or illness, and it protects you from most injury lawsuits from employees. Correct classification and a clean experience modification drive what you pay.
What it covers
- Medical treatment for work-related injury or illness
- Temporary and permanent disability benefits
- Employers liability protection
- Return-to-work and claims management support
- Payroll-based reporting with an annual audit
Who it's for
Every California employer with employees — including seasonal, part-time, and many family members.
Good questions to ask us
- “Are my class codes assigned correctly?”
- “What is my experience modification and can we improve it?”
- “How do I keep my audit from producing a surprise bill?”
Businesses like yours also carry
Agribusiness Insurance
Built for the growers, coolers, and shippers of the Salinas Valley.
Commercial Auto Insurance
For the vehicles that carry your crews, tools, and product.
General Liability Insurance
The foundation of nearly every commercial insurance program.
Inland Marine
Coverage for property that moves.
Tell us a little about your operation and we'll come back with options — no obligation.
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