Get a complimentary policy review — we'll check your Workers' Comp classification, coverage gaps, and certificate setup so you stop overpaying and stop getting caught off guard.
No obligation · Same-day response · CA Licensed Broker
Sound Familiar?
Workers' Comp audits catch roofing contractors off guard when payroll isn't tracked by the right class code. One misclassification can cost thousands — and it's usually fixable.
A GC asks for a cert with specific additional insured wording. Your broker takes three days. You nearly lose the bid. Cert turnaround shouldn't be a fire drill — but for most roofers, it is.
Every renewal feels like a guessing game. Costs rise and nobody explains why. You're not sure if your coverage even matches the contracts you're signing. That's a fixable problem.
The Process
Three steps. No paperwork upfront. We do the work — you make the call.
Name, phone, renewal date, crew size. That's it. No essay, no documents required to start.
We look at your situation and contact you within one business day. We'll ask a few quick questions to confirm fit. If we're not right for you, we'll say so.
If we're a match, we walk you through what a cleaner program looks like — WC, GL, certs, all of it. No pressure. You decide.
What This Looks Like in Practice
A roofing contractor with 8 employees in Monterey County came to us after a Workers' Comp audit bill that was significantly higher than expected. After reviewing their payroll records, we found that two class codes had been misassigned — a common issue in roofing. With corrected classification, their ongoing WC premium came down meaningfully. The audit surprise became the last one they'd have — because now they know exactly what to track.
Results depend on individual circumstances. We don't guarantee outcomes. This reflects a factual account of one client's experience. No carrier names are used.
Common Questions
We work with roofing contractors at every stage — from owner-operators to 20-person crews. The risk exposure is real regardless of headcount. If you're running a roofing operation in California, we're built for you.
Our goal is same-day on standard cert requests. If a GC needs specific additional insured wording or endorsements, we'll tell you upfront what's required and handle it — no extended back-and-forth.
You might not need to. But if you've had an unexpected audit bill, slow cert turnaround, or premiums that feel disconnected from your actual risk — those are fixable problems. We'll do a free review and tell you honestly whether we can do better. If we can't, we'll say so.
Renewal date, payroll estimate, number of employees and subs, vehicles, and loss runs if you have them. The form gets us started — we'll ask for the rest on a quick call. You don't need everything ready before reaching out.
We review your submission and reach out within one business day to confirm fit. If we're a match, we ask a few questions and conduct your complimentary policy review. If we're not a fit, we'll tell you that too — because wasting your time helps no one.
Fill out the form — we'll review it and reach out within one business day. Your complimentary policy review is on us.