Motor Truck Cargo
Covers the freight you're hauling for someone else.
Not sure if this is the right fit? We'll review your operation and quote it — no obligation.
Motor truck cargo insures the property in your trailer while it's in your care, custody, and control. For refrigerated freight out of the Salinas Valley, the reefer breakdown endorsement is usually the piece that matters most.
What it covers
- Freight damaged, destroyed, or stolen in transit
- Refrigeration breakdown and spoilage, when endorsed
- Debris removal and cargo cleanup costs
- Loading and unloading exposures, depending on form
Who it's for
For-hire carriers and ag haulers — most shippers and brokers will require proof before they tender a load.
Good questions to ask us
- “Is reefer breakdown included on my policy?”
- “What limit do my brokers require?”
- “Am I covered for cargo theft from an unattended trailer?”
Businesses like yours also carry
Tell us a little about your operation and we'll come back with options — no obligation.
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831-540-4583