Business Interruption
Keeps the lights on when a covered loss stops the work.
Not sure if this is the right fit? We'll review your operation and quote it — no obligation.
Property insurance rebuilds the building. Business interruption replaces the income the building was producing. After a fire, storm, or other covered event, it can cover lost profits, payroll, rent, and the extra costs of operating from a temporary location while repairs are underway.
What it covers
- Net income you would have earned during the shutdown
- Continuing fixed expenses such as rent and loan payments
- Payroll so you can keep key employees on staff
- Extra expense to relocate or operate temporarily
- Losses caused by damage at a supplier or dependent property, when scheduled
Who it's for
Any business with a physical location, inventory, or equipment it cannot operate without — especially those with tight seasons or thin margins.
Good questions to ask us
- “How many months of restoration should I insure for?”
- “Is my payroll included in my current limit?”
- “Can we add coverage for a key supplier's shutdown?”
Businesses like yours also carry
Business Owner's Package
General liability and property bundled at a better rate.
General Liability Insurance
The foundation of nearly every commercial insurance program.
Commercial Building & Property
Covers the building, the contents, and what makes them productive.
Workers' Compensation
Required in California from your very first employee.
Tell us a little about your operation and we'll come back with options — no obligation.
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