Business Owner's Package
General liability and property bundled at a better rate.
Not sure if this is the right fit? We'll review your operation and quote it — no obligation.
A Business Owner's Package (BOP) combines commercial property, general liability, and business interruption into one policy designed for small and mid-size businesses. Bundling usually costs less than buying each piece separately, and it leaves fewer gaps between policies.
What it covers
- Buildings, tenant improvements, and business personal property
- General liability and products/completed operations
- Business income and extra expense
- Common endorsements such as equipment breakdown and data restoration
Who it's for
Offices, retailers, contractors, restaurants, and service businesses that qualify by size, class, and revenue — we can tell you quickly whether yours does.
Good questions to ask us
- “Do I qualify for a BOP, or do I need separate policies?”
- “What is excluded that I should add by endorsement?”
- “How does my replacement cost value compare to today's rebuild costs?”
Businesses like yours also carry
General Liability Insurance
The foundation of nearly every commercial insurance program.
Commercial Building & Property
Covers the building, the contents, and what makes them productive.
Business Interruption
Keeps the lights on when a covered loss stops the work.
Workers' Compensation
Required in California from your very first employee.
Tell us a little about your operation and we'll come back with options — no obligation.
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