Commercial Building & Property
Covers the building, the contents, and what makes them productive.
Not sure if this is the right fit? We'll review your operation and quote it — no obligation.
Commercial property insurance pays to repair or replace your building, inventory, equipment, furniture, and tenant improvements after a covered loss such as fire, theft, vandalism, or certain water damage. How your limits and valuation are set matters more than most owners realize.
What it covers
- Buildings and permanently installed fixtures
- Business personal property, inventory, and equipment
- Tenant improvements and betterments you paid for
- Outdoor property, signage, and fencing, when scheduled
- Debris removal and ordinance or law upgrades, when added
Who it's for
Property owners and tenants alike — your lease likely makes you responsible for far more than you'd expect.
Good questions to ask us
- “Is my limit keyed to replacement cost or actual cash value?”
- “Am I exposed to a coinsurance penalty?”
- “Do I need separate flood or earthquake coverage?”
Businesses like yours also carry
Business Owner's Package
General liability and property bundled at a better rate.
General Liability Insurance
The foundation of nearly every commercial insurance program.
Business Interruption
Keeps the lights on when a covered loss stops the work.
Workers' Compensation
Required in California from your very first employee.
Tell us a little about your operation and we'll come back with options — no obligation.
Get a Quote Online!
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Or call for immediate assistance.
831-540-4583